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How to Make Your Own Financial Plan

How to Make Your Own Financial Plan

We all want to feel secure, carefree, and in control of our money. But all too often, personal finances can seem confusing, overwhelming, or downright scary. Between our bills, savings goals, and all the fun little things we like to spend money on, it can feel like we’re just treading water instead of moving forward. …

How Much Does Auto Insurance Cost In Texas?

How Much Does Auto Insurance Cost In Texas?

Ready to drive in the Lone Star State? Thinking about renewing your current policy? Or maybe you’re new to Texas and wondering how much auto insurance will cost? Here’s the quick answer: Texas drivers pay very different rates based on a mix of factors — including age, driving history, location, vehicle type, and even credit …

How to Do a Low Buy Year

How to Do a Low Buy Year

When I decided to have a low buy year in 2023, I hadn’t ever actually experienced one. I’d read a bit about them, but I couldn’t quite imagine what they entailed. I was so used to being able to buy whatever I wanted, whenever I wanted (clothes, tech, random munchy snacks, “little treats” that added …

How To Lower Your Cost Of Living (1)

9 Simple Ways To Lower Your Cost Of Living

A few years back, I realized I was not getting much mileage with my money. Rent, bills, eating, and pictorials were devouring close to all, if not all, of my take-home pay. I got stressed and frustrated for a little while because I felt I was slaving away yet my savings account was virtually stuck. …

How to Live Simply

How to Live Simply (Even If You Make a Lot of Money)

Many people think that if you start earning good money, then you should live a flashy life too—big house, luxury car, designer clothes, the most expensive vacations, and so on. But when I finally came around to earning much more than I ever thought I would, I made a very different choice. I decided to …

Who Has The Cheapest Auto Insurance In Texas

Who Has The Cheapest Auto Insurance In Texas?

In terms of affordable auto insurance in Texas, Texas Farm Bureau tends to top the list for most drivers. It is a popular choice for savings due to its competitive rates and wide availability. By August 2025, Texas Farm Bureau provides full coverage at only $112 per month—approximately half the state average! However, it’s not …

What Can I Sell To Make Money Fast?

5 Things To Sell To Make Money Fast

I remember when I was desperate—bills were heaping up on me, unexpected costs were erupting all over the place, and my savings account was emptier than usual. I can still recall myself sitting on my bed, passing the time by scrolling on my phone and thinking of ways to earn some money quickly without taking …

How to Get a Month Ahead with Your Bills

How to Get a Month Ahead with Your Bills

It has happened to all of us at one point or another—the end of the month comes, and you just feel bombarded with bills that must be paid. Rent, utilities, credit card debts, groceries, and other random bills can quickly accumulate and become overwhelming. At one point, I would have been consumed by this, but …

How To Use Sinking Funds To Organize Your Money

How To Use Sinking Funds To Organize Your Money

When I first heard about sinking funds, I didn’t exactly jump on the bandwagon. It sounded like another one of those buzzwords that financial bloggers throw around to sound fancy. But after giving it a go, I was shocked at how much of a difference it made. Sinking funds didn’t just help me save; they …