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Many people think that if you start earning good money, then you should live a flashy life too—big house, luxury car, designer clothes, the most expensive vacations, and so on. But when I finally came around to earning much more than I ever thought I would, I made a very different choice. I decided to …
Several years ago, I realized I had fallen into a pattern: whenever I felt stressed, bored, or even happy, my first instinct was to shop. Sometimes it was a new shirt, other times a gadget I didn’t really need, and occasionally just random stuff that ended up sitting unused in a drawer. At the time, …
I remember when I was desperate—bills were heaping up on me, unexpected costs were erupting all over the place, and my savings account was emptier than usual. I can still recall myself sitting on my bed, passing the time by scrolling on my phone and thinking of ways to earn some money quickly without taking …
It has happened to all of us at one point or another—the end of the month comes, and you just feel bombarded with bills that must be paid. Rent, utilities, credit card debts, groceries, and other random bills can quickly accumulate and become overwhelming. At one point, I would have been consumed by this, but …
When I first heard about sinking funds, I didn’t exactly jump on the bandwagon. It sounded like another one of those buzzwords that financial bloggers throw around to sound fancy. But after giving it a go, I was shocked at how much of a difference it made. Sinking funds didn’t just help me save; they …
I remember looking at all my debts for the first time, feeling completely lost. Bills piled up, interest rates were sky-high, and the minimum payments seemed endless. I didn’t even know where to begin. Should I knock out the smallest debt to feel like I’m making progress? Or should I go after the high-interest debt …
As a wealth expert, I have witnessed how many people have approached me on what they should do to begin accumulating wealth, particularly in their 40s. People would usually ask: Is it too late to begin? The fact is the answer lies in a big fat no. As a matter of fact, this is the …
When I purchased my car the first time, I never knew how fast the bills would begin to accumulate so fast. It paints a really expensive picture; there is gas, insurance, maintenance, repairs, etc. to driving a car. However, as time passed, I became one of the people who discovered how to make basic reductions …
When I first started thinking about saving money, I didn’t really know where to begin. It felt like I’d have to make major sacrifices just to see any real change in my finances. But as I started experimenting with small changes, I discovered that developing simple, frugal habits could lead to big savings without feeling …
Becoming a millionaire is something I’ve always admired. But as I’ve dug deeper into what actually makes millionaires successful, I’ve realized it’s not just about making a lot of money. It’s about developing certain financial habits that help them manage their wealth. What really stands out to me is that it’s not magic or luck—it’s …