Privacy Policy

Last updated: November 6, 2025

At Financial Mercury, your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit or interact with https://financialmercury.com

By using our Website, you agree to the terms of this Privacy Policy.

Who We Are

Our website address is: https://financialmercury.com

Business Name: Financial Mercury
Contact Email: howardshaine339@gmail.com

If you have any privacy-related questions or requests, you can contact us directly at howardshaine339@gmail.com.

What Personal Data We Collect and Why We Collect It

We collect information to operate effectively, enhance user experience, and ensure the security and functionality of our services.

1. Information You Provide to Us

We may collect the following personal data:

  • Contact Information: Your name, email address, and any information you voluntarily provide via contact forms or comments.

  • Account Information: If applicable, username, password, and preferences.

  • Transactional Data: Billing or payment details (if services or products are offered).

  • Communications: Information contained in your messages, inquiries, or feedback.

2. Information Automatically Collected

When you visit our website, we automatically collect:

  • Technical Data: IP address, browser type, operating system, and referring URLs.

  • Usage Data: Pages visited, time spent on the site, and other analytical metrics.

  • Cookies: Small text files stored on your device to enhance your browsing experience.

You can manage or disable cookies in your browser settings.

3. Sensitive Data

We do not intentionally collect or process sensitive personal data (such as health or biometric data).

Comments

When visitors leave comments, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help detect spam.
An anonymized string (hash) created from your email address may be sent to the Gravatar service to check if you use it. The Gravatar service privacy policy is available at: https://automattic.com/privacy/.

Media

If you upload images to the website, avoid including embedded location data (EXIF GPS). Visitors may download and extract location data from images posted on the website.

Contact Forms

When you submit a contact form, we collect your name, email address, and message.
We keep this data for up to six (6) months for customer service purposes but do not use it for marketing without your consent.

Cookies

Our website uses cookies to:

  • Maintain user sessions and login preferences.

  • Analyze website traffic and usage patterns.

  • Support third-party content (e.g., social media or video embeds).

You can disable cookies via your browser settings, but this may affect site functionality.

Analytics

We use Google Analytics and/or similar services to understand visitor behavior and improve site performance.

Google Analytics may collect anonymized data such as page views, duration, and general location.
You can opt out of Google Analytics tracking here:
https://tools.google.com/dlpage/gaoptout

Google’s Privacy Policy: https://policies.google.com/privacy

Who We Share Your Data With

We do not sell or rent your data. However, we may share it with trusted third-party providers who help us operate our website, including:

  • Hosting services (e.g., WordPress, SiteGround)

  • Email marketing platforms (e.g., Mailchimp, ConvertKit)

  • Analytics providers (e.g., Google Analytics)

  • Payment processors (if applicable, e.g., Stripe or PayPal)

Each third party is required to maintain confidentiality and process data according to applicable privacy laws.

How Long We Retain Your Data

We keep personal data only as long as necessary for its intended purpose:

  • Contact form entries: 6 months

  • Analytics records: 12 months

  • Customer/purchase records (if applicable): 10 years

  • User accounts and comments: Retained indefinitely (you may request deletion anytime)

What Rights You Have Over Your Data

You have the right to:

  • Access the personal data we hold about you.

  • Request corrections or deletion of your data.

  • Withdraw consent for data processing.

  • Request data portability (a copy of your data in a structured format).

  • Object to specific uses of your data, including marketing.

To exercise any of these rights, please contact us at howardshaine339@gmail.com.

Where Your Data Is Sent

Your data may be transferred outside your country (including outside the EU or UK).
We ensure that any such transfers comply with data protection laws and are safeguarded through recognized legal mechanisms, such as Standard Contractual Clauses (SCCs) or equivalent data protection agreements.

How We Protect Your Data

We use a combination of technical and organizational security measures to protect your data, including:

  • SSL encryption for secure data transmission

  • Secure password and data storage practices

  • Regular system updates and security monitoring

  • Limited administrative access based on role and necessity

What Data Breach Procedures We Have in Place

If a data breach occurs, we will:

  1. Investigate and contain the breach immediately.

  2. Notify affected users and relevant authorities (within 72 hours if legally required).

  3. Take steps to prevent future breaches.

What Third Parties We Receive Data From

We may receive anonymized analytics data or aggregated metrics from advertising or social media platforms.
We do not receive personally identifiable information from external sources unless explicitly disclosed.

What Automated Decision-Making and/or Profiling We Do

We do not perform automated decision-making or profiling that produces legal or significant effects on users.
If this changes, we will update this section accordingly and inform you.

Industry Regulatory Disclosure Requirements

If Financial Mercury becomes subject to additional regulations (such as financial industry data handling or consumer protection laws), this Privacy Policy will be updated to reflect those requirements.

Contact Information

For all privacy-related concerns, please contact:

Privacy Contact:
Financial Mercury
📧 Email: howardshaine339@gmail.com

Changes to This Policy

We may update this Privacy Policy periodically to reflect legal, technical, or business developments. The latest version will always be available at:
https://financialmercury.com/privacy-policy

We encourage you to review this page regularly.